You Pay for Netflix and Spotify Monthly. What About Financial Planning?

Image Credit: Rob Wilson

How you pay for financial advice can be as important as how much you pay.

On March 28, Charles Schwab Corp., the discount broker and investment-advisory firm, launched what it calls Schwab Intelligent Portfolios Premium. After an initial $300 fee, the service costs $30 per month.

For that, Schwab will manage investment portfolios with no annoying annual fee slapped on top—and will provide unlimited access to financial planners and online tools that can help clients set objectives, define risks, minimize taxes, save for college, finance a home, manage debt and so on.

Paying for financial planning by monthly subscription is a radical break from business as usual….

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This article was originally published on The Wall Street Journal.


Further reading

Benjamin Graham, The Intelligent Investor